Kaya Biz

KAYA 959  |  Podcast , ±11 min episodes every 14 hours  |  Broadcast schedule  | 
At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape. The show presents local and international business news, entrepreneurship, corporate and investment banking. Since its inception in May 2006 Kaya Biz has grown from a half-an-hour daily finance update to an hour show bringing compelling business news and market reviews to listeners.

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25
JAN
1pm

Why we need a culture change for our TVET colleges to work?

Hendrick Makaneta - Education activist talks about TVET today, there is the constant challenge that very little research has been done on the relationship between skills development and culture.



How do we go about developing systems that fit into the country’s culture, values, traditions and social interaction as well as its particular level of development?

Timing is everything. In the past, development banks and donors have funded a range of interventions that mimicked the “best practice” of the countries of origin of the consultants that were hired. But many have not taken off… or the take off was so cumbersome and protracted that it was clear the plane was not well designed… or fit for purpose. Why?


What do people think about TVET? Is it better to have an unemployed lawyer as a son than an employed construction supervisor? Is it better to have an daughter earning almost nothing as a teacher or working for international wages in a factory as a electronics technician?


Industry is not the agent of change setting the future scenarios as we often think it is. Industry if they are successful, exploits very well what people at a particular moment prefer, what they want to associate themselves with, what they value and consider important in their lives. Industry pays millions to have this kind of researches.
kaya 959
25
JAN
1pm

What Constitutes Being ‘Underpaid’ At Work?

Boniwe Dunster: HR Specialist talks about When you think you’re underpaid, you feel unappreciated and overworked, and it makes doing your job a drag. However, with the right game plan, preparation and negotiation skills, you should be able to increase your salary. Here are the steps to take if you think you’re being underpaid.

Eight ways to tell if you’re underpaid

One of the most common questions people ask about salaries is how to find out if they’re being underpaid. After all, it can be uncomfortable to ask coworkers about their salaries for comparison. Here are eight ways you can determine if you’re being underpaid.
kaya 959
25
JAN
1pm

First Black-owned Township Private School In Vosloorus

Margaret Tyobo - CEO of Ayanda Junior Academy talks about Margaret Tyobo is the pride of Vosloorus on the East Rand for launching the first private junior academy in the township.

Tyobo, who has been described as a source of inspiration, is the founder and CEO of Ayanda Junior Academy, which has 248 pupils.

Her success story has been making waves on social media. The academy is an extension of Ayanda Pre-School which has been in existence since the late 1980s.

The R5m school which opened its doors last year for grade R to grade 2 pupils boasts an indoor swimming pool, computer lab, library and a tennis court that is still under construction.

Tyobo, 63, said she had to sell her Range Rover and a holiday house in Knysna in order to fund the project. She also cashed in her investments, she said.

She said that her passion for early learning started in the 1980s when she looked after neighbours' children to make ends meet.
kaya 959
25
JAN
1pm

Jobs At Denny Mushrooms Farm Go Up In Smoke

Andrew Levy – Labour Economist talks about KwaZulu-Natal’s largest mushroom farm, Denny Mushrooms, has retrenched all its staff, leaving hundreds of workers jobless after an alleged arson attack brought the operation to its knees last September.

A well-placed source within JSE-listed Libstar Holdings, which owns Denny Mushrooms, and a competitor told Business Day on Tuesday that 315 farm employees, including artisans, pickers, office workers and managers, had been retrenched after a decision was taken in December to shut the operation for good...
kaya 959
25
JAN
1pm

South Africans Urged To Bury Dead Within Four Days Amid Load Shedding, Heatwave

Monageng Legae – Chairperson of South African Funeral Practitioners Association talks about Unrelenting load shedding coupled with a heatwave across parts of South Africa are causing bodies to decay much faster at funeral parlours, an industry body has warned.

The South African Funeral Practitioners Association’s (SAFPA) national secretary-general Vuyisile Mabindisa urged people to bury their loved ones within four days of their death to ease pressure on funeral parlours, and to ensure that they are buried with minimal decay.

"The industry is seeing a large number of putrefied bodies being buried. Burying one’s kin within four days, or less, is cost-effective and prevents families from seeing their departed ones in a poor state of decomposition," Mabindisa said in a statement on Tuesday.

South Africa experienced over 200 days of load shedding in 2022, while every day of 2023 has seen load shedding, including six days of Stage 6.

Mabindisa said the current heatwave was causing the rate of decomposition to skyrocket. According the SA Weather Service, parts of KwaZulu-Natal, including Pietermaritzburg, are expected to approach a high of nearly 40 degrees Celsius on Tuesday. 

"Take a 45-year-old man with a history of diabetes: the minute he passes, he will start bloating within an hour. So if our refrigerators cannot manage decaying bodies, then we are looking at a disaster," Mabindisa said.

"Load shedding has a ripple effect on the bereaved. Besides seeing their loved ones decay at a rapid rate, they have to endure delays in the death certificate registration process at Home Affairs because of load shedding. This forces families to postpone the burial for a later date."
kaya 959
25
JAN
1pm

INSIDE YOUR BUSINESS: MTN’s Business Uncapped Wireless

Nkosi Kumalo - General Manager: Product and Capability. MTN Business talks about “Nowadays, in order to succeed businesses need fast, seamless, reliable internet connection and for the longest time that was fibre. However, MTN has brought competition to Fibre and in studio we have Dr Nkosi Khumalo, General Manager, Product and Capability at MTN business…”
kaya 959
24
JAN
1pm

TECH & INNOVATION: Local entrepreneur pitches puncture-proof tyres

Luyanda Vilakazi – Founder of Punture Proof talks about One of the holy grails of motoring is the prospect of puncture-proof tyres that never need to be filled with air.

Korean tyre company Hankook showed the latest version of its non-pneumatic i-Flex prototype tyre at last week’s Consumer Electronics Show (CES) in Las Vegas, US.

Instead of being filled with compressed air like regular tyres, the i-Flex is connected to the rim via multilayer flexible spokes.
In addition to being immune to punctures and the accidents they can cause, Hankook says the airless tyres are low maintenance, with no need for air pressure maintenance.

The i-Flex is a 10-inch tyre with a width of 105mm, and to absorb road shocks and bear a load, it adopts the design of a multilayer interlocking spoke inspired by the cellular structure of living organisms.

Hankook has not said when the i-Flex tyre might be available to buy, stating that it was continuing research and development for further improvement.

Michelin and Goodyear are also working on puncture-proof airless tyres.
kaya 959
24
JAN
1pm

Over 1,900 Businesses Shut Down In South Africa

Dr Eric Levenstein, director and head of the Business Rescue, Restructuring and Insolvency practice at Werksmans Attorneys talks about Stats SA has published the latest liquidation data for South Africa, showing that company liquidations shot up over 30% in December 2022 year on year – although overall closures for the full year were slightly lower than the year before.

According to Stats SA, South Africa saw 159 liquidations in December 2022, up 30.3% from December 2021.

Most of the liquidations were voluntary (V), with only seven being compulsory (C) or ordered closures.

For the full year, 1,907 businesses and companies were liquidated, down from 1,932 that had to shut their doors in 2021.

Most of the businesses that closed in the country were in financing, insurance, real estate, and business services, followed by trade, catering and accommodation.

The community, social, and personal services industries were also hit hard by liquidations – but a large portion of companies that shut down were also unclassified.
kaya 959
24
JAN
1pm

Government Proposes New State ‘Housing Bank’ For South Africa

Phelisa Nkomo – Development Economist talks about South African finance minister Enoch Godongwana says that the national government is looking at launching a housing bank to provide loans to public sector employees and the gap market.

Godongwana revealed the housing bank plans in an interview with CNBC Africa at the World Economic Forum’s annual meeting in Davos.

He said the unions asked the government to replicate the Government Employees Medical Scheme (GEMS) to create a housing bank.

“We agree with the unions that we should do a similar exercise as we did with medical aid by creating a state medical aid called GEMS,” he said.

“We need a similar arrangement with public sector employees to create a housing bank to create loans for them.”

The government housing bank would also provide loans to the gap market – people who earn too much to get RDP houses and too little to get mortgages from banks.

Godongwana added that a fully-fledged state bank via the South African Post Office is also under development.

“The challenge for a state bank was the regulatory framework. That regulatory framework is coming true,” he said.

“The second issue is sufficient instruments for a state bank. There are discussions about whether we should merge African Bank with the Post Office to create a bigger state bank.”

He added that the regulatory framework for a state bank would be similar to the regulations for any other bank.

“When tailoring the state bank products, it will take that into account,” he said. “That process is in motion.”
kaya 959
24
JAN
1pm

ITS MY HOUSE: Buying A Repossessed Home In South Africa

Matseleng Mogodi - Senior Property Practitioner from real estate agency Snooks Estates talks about Bank-assisted property sales, sales in execution and sheriffs’ auctions may seem attractive, but there are issues to be aware of, says Paul Stevens, chief executive of Just Property, who talks through the process and the pitfalls of buying under these circumstances.

From 2018, a reserve price was required at sheriffs’ auctions. This rule was put in place after LLHRF brought a case before the full bench of the Johannesburg High Court to prevent ridiculous prices from being fetched at the auctions – some as low as R10, Stevens said.

These results often left the previous owner with a large shortfall on their outstanding bond.

“In 2021, Lungelo Lethu Human Rights Foundation (LLHRF) brought a R60 billion class-action suit against South African banks. An affidavit obtained in support of the suit found a sample of about 12 000 properties repossessed since 1994.

“These houses had been sold mainly through sheriff’s auctions for 50-60% of their proper value. And two hundred of those houses were sold for less than 17.2% of their market value.”

So buying a repossessed home seems almost unethical to those who see it as possibly profiting from others’ misery, noted Stevens.

With interest rates as low as they are currently, and banks approving more first-time home loans, is there a win-win solution where distressed sellers can still get a reasonable price for their home and buyers can still get good value?

“These days far fewer homes reach the sheriffs’ auctions due to the introduction of distressed, or bank-assisted, property sale programmes,” said Stevens.
kaya 959
23
JAN
2pm

Worried about matric results?

Shiwela Shikweni Branch manager at Boston City Campus talks about With the matric group of 2022 having received their final exam results, what are the future options for matrics who did not get a matric exemption or bachelor’s pass? While this can be a stressful time, all is not lost. There are alternative pathways to still achieve career success.
kaya 959
23
JAN
2pm

Why Is A Lifestyle Downgrading So Hard?

Mantsha Pheeha, Author and Certified Coach talks about Abantu bazothini leading you to financial ruin? 5 tips to help you conquer fears of downgrading

Why are we so scared of what people will think or say about us if we drive a Corolla instead of a Porsche Cayenne — and live in Westonaria instead of Waterfall?

Why does the ‘Abantu Bazothini’ syndrome wield so much power over us?

“The problem is that some people don’t pluck up enough courage to downgrade as they see this move as too ‘humiliating’ for them. Pride gets in the way. I’m sorry to say, but pride comes before the fall and it takes you ten steps back,” writes Money Psychologist and columnist, Winnie Kunene, in one of her blog posts.

South Africa’s favourite #FinancialFitnessBunny, Nicolette Mashile, weighs in with another angle.

“If you come from a background where you’ve been a ‘have-not’ for a very long time, downgrading your lifestyle is difficult because you almost feel like you’ve graduated from ‘the struggle’ and you’re in a different space. So, the thought of downgrading hits hard; it’s a psychological and personal journey that one didn’t think they would need to go through,” says Mashile, a social entrepreneur, TV host and financial speaker.
kaya 959

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