Business Day TV You and Your Money

You and Your Money

You and Your Money with Bryan Hirsch. South Africa's favourite personal financial planner is also a broadcast personality well known to SAFM listeners. Bryan Hirsch, director of Bryan Hirsch Colley & Associates, is now bringing his expertise to Business Day TV, in an exciting series, You and Your Money.

An Arena Holdings production.

Keywords: money, opportunity, business plan, business ideas, business news, income, financial news
Weekly English South Africa Business · Investing
96 Episodes
64 – 84

Differences between saving and investing

With July identified as savings month, the real question is how are your savings plans going? Joining Bryan Hirsch this week to discuss the differences between saving and investing is Darryl Bennett, Wealth Advisor, Sasfin Wealth and Tony Pick, Head of Savings and Investment Products, Personal and Business Banking South…
9 Jul 2018 23 min

Investors abandon emerging markets

We are now two quarters into 2018 and the market continues on its downward trend. South African focussed companies have been absolutely battered over the past few months as investors abandon emerging markets. In most reports put out by management they comment on how difficult local conditions are. If you…
2 Jul 2018 25 min

The concept and advice behind Estate Planning

One can never anticipate what the future holds. The concept and advice behind Estate Planning is to help you make the right choices about securing the financial well being of those you leave behind. Joining Bryan Hirsch this week is Tony Davey, Director & Master Tax Practitioner at Davey Vos…
18 Jun 2018 24 min

Quality Financial Planning plays an important role in people's lives

Quality Financial Planning plays an important role in people's lives. The process and discipline can provide the foundation for the future financial stability of individuals and their families. Information is readily available, and all the negative global news certainly appears to affect investment decisions. Although good financial planning is about…
11 Jun 2018 23 min

Discussing the Ombudsman for Short-Term Insurance

Six weeks ago, the Ombudsman for Short-Term Insurance released the 2017 Annual Report in which acts of nature featured prominently. 13% of all complaints submitted concerned such claims. For many who don't know what Deanne's office actually does, the amount of formal complaints finalised stood at 9962 and recovered more…
4 Jun 2018 25 min

Most working South Africans are provided by most employers with retirement benefits

Most working South Africans are provided by most employers with retirement benefits, as part of a competitive remunerative package. In recent times employers have largely removed themselves from active participation through participating in umbrella funds. This takes away the responsibility from the employers in the governance arrangements of these funds…
7 May 2018 26 min

Discussing the "need to have insurance" vs. "nice to have insurance

Short term insurance is probably your biggest grudge purchase in your expense budget. The small claims not covered are incredibly irritating but ultimately insurance is to protect against major catastrophes that can destroy your possessions but also cause finanical ruin. Joining Bryan Hirsch this week is Craig Pogir of the…
9 Apr 2018 25 min

Risk planning and protecting you from long term market downturns

Both investment and risk planning drive financial planning. Too often we have a tendency to put investment planning and risk planning into separate compartments. The last quarter has been quite disturbing for investors, not only have they seen markets fall, but with the rand strengthening, the top rand hedge shares…
26 Mar 2018 25 min

Discussing future interest rate hikes

In the first quarter of 2018 global markets have been extremely volatile. Up one day and down the next. Fortunately, if you are a long-term investor you are probably not picking this up. However, even long-term investors watch the news daily. This week we await some important announcements. The USA…
19 Mar 2018 25 min

Discussing the advantage and disadvantage of trusts

Due to the amount of calls and emails received following last week's programme on this subject, Bryan Hirsch continues to focus on Estate Planning. Last week he discussed with Tony Davey the implications of soft loans to a trust, and the implications of Section 7C. They also touched on the…
12 Mar 2018 26 min

Discussion on Estate Planning

Despite many rumours regarding changes to estate duty over the last few years, the only two changes are the introduction of section 7C and the increase in estate duty from 20% to 25% to those who have assets in excess of R30million. To focus primarily on these two issues and…
5 Mar 2018 23 min

The rising cost of health care

Clayton Samsodien, Managing Director at Genesis EB Solutions joines Brian Hirsch as they revisits the healthcare industry. The rising cost of health care is a very real issue with government focused on introducing National Health Insurance in the years ahead. In the 2018 budget tax credits that were proposed to…
26 Feb 2018 24 min

Talking more about retirement planning

Most working South Africans contribute in some form to retirement savings whether this is through membership of a pension or Provident Fund, retirement annuities, tax-free savings investment, properties and w their vehicles - not enough attention is given to the ultimate sum required to give a financial freedom in retirement…
19 Feb 2018 23 min

Is this the end of the bull market on the start of a bear market ?

Brian Hirsch is joined by Paul Hanson, Director of Retail Investing at Stanlib to talk "investments". How things have changed in such a short space of time, four weeks ago they were talking about investments, looking at the markets and Paul made the comment that the market is in its…
12 Feb 2018 24 min

Discussing Investment tax and retirement planning

Although estate planning does encompass investment tax and retirement planning, the two critical components that blanket all of this is a valid will and the use of a testament and an inter vivos trust. Joining Bryan Hirsch in studio this week is Gordan Stuart, MD of Accuro and Harry Joffe,…
5 Feb 2018 27 min

Discussing Short-term insurance

Short-term insurance is probably the biggest grudge purchase in your expense budget. The small claims not covered are incredibly irritating, but ultimately insurance is about protecting against the major catastrophes that will not only destroy possessions, but cause you to face financial ruin rather than the minor claims. It is…
29 Jan 2018 25 min
64 – 84