Everything Counts | Episode 33: Saving strategies post-retirement
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Are you wondering how to make your money work for you after retirement?
In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Kate Robson, Co-Head of Investec My Investments, and Johan Loubser, Head of Adviser Enablement at Investec, to unpack the realities of managing your money post-retirement.
From understanding Regulation 28 of the Pension Funds Act and choosing the right financial advisor, to navigating investment and savings strategies, insurance needs, and avoiding impulsive financial decisions, this conversation is your complete guide to maintaining financial stability in retirement.
Learn how to balance spending and investing wisely, when to seek a second opinion on your financial plan, and what to consider if you’re supporting loved ones as a breadwinner in your later years.
Whether you’ve just retired, are planning to soon, or want to future-proof your finances, this episode gives you the tools, insights, and confidence to make every Rand count long after you’ve stopped working.
00:00 Introduction
01:50 Post-retirement financial management
05:00 How careful do you need to be with your money after retirement?
06:00 How to manage retirement funds before you retire
07:30 How a financial adviser can help with financial planning post-retirement
09:21 Understanding Regulation 28 of the Pension Funds Act
10:10 What should you look for in a financial adviser?
12:15 Should you get a second opinion on financial advice?
13:49 Investment and savings strategies post-retirement
17:00 Do you need insurance for retirement?
19:33 Managing retirement funds as a breadwinner
21:35 How to avoid being impulsive with the money you get after retirement
25:00 Key points to consider post-retirement
28:00 Conclusion
In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Kate Robson, Co-Head of Investec My Investments, and Johan Loubser, Head of Adviser Enablement at Investec, to unpack the realities of managing your money post-retirement.
From understanding Regulation 28 of the Pension Funds Act and choosing the right financial advisor, to navigating investment and savings strategies, insurance needs, and avoiding impulsive financial decisions, this conversation is your complete guide to maintaining financial stability in retirement.
Learn how to balance spending and investing wisely, when to seek a second opinion on your financial plan, and what to consider if you’re supporting loved ones as a breadwinner in your later years.
Whether you’ve just retired, are planning to soon, or want to future-proof your finances, this episode gives you the tools, insights, and confidence to make every Rand count long after you’ve stopped working.
00:00 Introduction
01:50 Post-retirement financial management
05:00 How careful do you need to be with your money after retirement?
06:00 How to manage retirement funds before you retire
07:30 How a financial adviser can help with financial planning post-retirement
09:21 Understanding Regulation 28 of the Pension Funds Act
10:10 What should you look for in a financial adviser?
12:15 Should you get a second opinion on financial advice?
13:49 Investment and savings strategies post-retirement
17:00 Do you need insurance for retirement?
19:33 Managing retirement funds as a breadwinner
21:35 How to avoid being impulsive with the money you get after retirement
25:00 Key points to consider post-retirement
28:00 Conclusion
