How Much Do South Africans Really Need to Retire?

Loading player...
Get your FREE Financial Freedom Calculator: https://learn.moneywithcarla.com/financial-freedom-calculator

If you've ever wondered how you should even know what your target number for retirement or financial freedom should be, this is for you.
In today's episode I talk about everything that comes into play with the popular 4% rule and how it applies to South Africa. I also show you exactly how to calculate your financial freedom number using my calculator.

Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
Chapters
  • 00:00 Intro
  • 00:48 How the 4% rule works
  • 02:15 How the 4% rule is different for South Africans
  • 07:30 The impact of fees
  • 09:15 How South Africans can calculate their financial freedom number
  • 10:00 Use my FREE Financial Freedom Calculator
7 Dec 2025 English South Africa Investing

Other recent episodes

Your Pay Check Doesn’t Matter Without These 7 Things

What's your wealth score? Find out for FREE: https://score.moneywithcarla.com/wealthscore If you've ever wanted to get a birds eye view of your financial "health" or score, this episode is for you. Yes, your pay check makes a difference in your finances, but so many other aspects play into your financial well-being…
11 Jan 10 min

The ONLY Money Goals You'll Need in 2026

Sign up for my FREE money masterclass: https://learn.moneywithcarla.com/registration-page-8f1bd599-6cc5-41f2-b25b-55e954afebb8 Get your FREE money goal setting worksheet: https://learn.moneywithcarla.com/your-money-goal-worksheet We all set goals for the new year. But are you setting your financial goals just to have goals, or are you setting goals to actually achieve them? In this video, I'm showing you…
4 Jan 8 min

Why 25 Million Might Not Be Enough To Retire

Get your FREE financial freedom calculator: https://learn.moneywithcarla.com/financial-freedom-calculator How to calculate your financial freedom number: https://youtu.be/O_YIGs_t4YU Is 25 million enough for a 30 year old South African to retire? Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice…
28 Dec 2025 5 min

My Net Worth Update 2025 (Full Breakdown)

Use my portfolio calculator: https://learn.moneywithcarla.com/offers/2JvHNqaD/checkout Sign up to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Try the same quiz I did: https://www.wealthscorequiz.com/ In this episode, I'm sharing my full net worth breakdown, plus revisiting some goals I set for last year and finally setting new goals for the new year. Disclaimer: Content produced by…
21 Dec 2025 13 min

Sell or Keep the Cape Town Property? (Moving Abroad)

Subscribe to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Submit your question: https://learn.moneywithcarla.com/money-scenario This week I'm running the numbers on whether this Cape Town property is worth keeping or should rather be sold. Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment…
30 Nov 2025 12 min