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How Much Do South Africans Really Need to Retire?

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Get your FREE Financial Freedom Calculator: https://learn.moneywithcarla.com/financial-freedom-calculator

If you've ever wondered how you should even know what your target number for retirement or financial freedom should be, this is for you.
In today's episode I talk about everything that comes into play with the popular 4% rule and how it applies to South Africa. I also show you exactly how to calculate your financial freedom number using my calculator.

Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
Chapters
  • 00:00 Intro
  • 00:48 How the 4% rule works
  • 02:15 How the 4% rule is different for South Africans
  • 07:30 The impact of fees
  • 09:15 How South Africans can calculate their financial freedom number
  • 10:00 Use my FREE Financial Freedom Calculator
7 Dec 2025 English South Africa Investing

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