Kaya 959 Kaya Biz

Capitec hits 25 million clients with record growth in youth and high-income earners.

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GUEST – Graham Lee - CEO of Capitec Bank



Capitec Bank Holdings has reported a 26% rise in headline earnings at the halfway stage as it grew its active client base to 25-million, cementing its position as SA’s largest bank by customer numbers.Headline earnings grew by 26% to R8bn in the six months to end-August, translating into headline earnings per share (HEPS) of 6,962c.



Operating profit before tax increased by 26% to R10.47bn. The group’s clients experienced a reduction of R203m in transaction fees, merchant commission and the pricing of card machines. The group generated a return on equity of 31%, up from 29% a year ago.
1 Oct 2025 4PM English South Africa Business News · Investing

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